(*To be clear: by ‘religious beliefs’ here I refer, roughly, to the attitudes that religious people commonly avow, calling them ‘religious beliefs’.)
I think I agree with most of your claims; notably, with the negative ones. I surely agree that typical instances of religious beliefs are NOT beliefs-that: I argued along these lines in my last post. And I agree that, insofar as it is true that they’re not beliefs-that, religious beliefs are NOT irrational: it’s precisely because I take religious people to be as rational and sensible as anyone else that I don’t think they really believe that God exists (indeed, my position on this developed also as a reaction against positions – such as those of so-called ‘Brights’ – which charge religious people with an irrational view of the world, based on bad science, etc…).
On the other hand, I have some doubts concerning the positive parts of your claims. Once we have agreed on what religious beliefs are not, it remains to be explained what they are. Here is, I think, where our views differ; and I wonder whether they are alternative or they might be complementary.